I’m a no-name engineer working in a big-name company in the Bay Area who enjoys exploring and reflecting on topics like investing, personal finance, and mindful spending. Everyone has different priorities and goals in life, and many choices we make don’t have clear rights or wrongs. Through this blog, I hope to document my thoughts and experiments, creating a space to look back and reflect. If you share similar questions or ideas, I’d love to exchange thoughts and inspire each other.
Investing
My investment philosophy revolves around proper planning, discipline, and long-term holding. This approach helps me stay focused and make rational decisions with less stress. Here, I’ll document my routines and past strategies, with the goal of learning from experience and avoiding repeated mistakes. While past performance doesn’t guarantee future results, reflecting on previous decisions is essential for growth.
Spending
Cutting costs without considering quality or durability often leads to false savings. Spending money on high-quality, long-lasting items is usually the smarter choice. Most product reviews online focus on unboxing or first impressions, but I’m more interested in:
- Why did I decide to buy it?
- What was the true cost?
- How has the product performed over time?
- How was it retired or recycled?
By documenting these aspects, I hope to provide insights that are more practical and valuable.
Credit Cards
Credit card rewards are another hobby of mine. While the rewards may seem like a slow trickle, over time they can add up significantly. Many people approach credit card strategies with travel in mind, focusing on earning and burning points for trips. Since I’m not a frequent traveler, I prioritize the real-world value and liquidity of points, which often leads me to different conclusions. I plan to share my credit card strategies to help others find approaches that work for them.
Whether it’s investing, spending, or credit cards, I believe in the power of compounding, rational decision-making, and enduring habits to create meaningful change over time. If you find these topics interesting, let’s explore them together!